Student Loans Articles

Managing Money in College: 3 Tips for a Financially Savvy First Semester

Financial Tips for college freshmen.

You’re on your own and ready to manage your money in college: or are you? These tips will put you on track to becoming financially independent.

6 Neat Money-Making Tips for Lowering Student Debt

money-making tips for lowering student debt

College students typically need all the money they can get. Try some of these ideas for making a few dollars on the side so you can pay off your college bills more quickly.

4 Pitfalls to Avoid when Paying for College

Borrowing money for college.

Get advice on paying for college from a financial aid expert and learn what pitfalls to avoid.

To-dos Before Student Loan Repayment Begins

student loan repayment

Many students graduate college with a lot of debt to repay, and a lot of questions about how it is going to work. Get the answers you need now to prepare to take control of your finances when you leave college.

8 Student Loan Refinance Myths Solved!

student loan myths

There is a lot of misinformation about student loan refinancing among college graduates who are in debt. Let’s take a look at 10 persistent myths and set the record straight to learn what refinancing your student loans can accomplish.

Finding Money for College: Great Ways to Get Tuition Assistance

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Finding money for college can be challenging, but we’ve got a list of great resources to help you find tuition assistance and meet your educational goals.

Should Student Loans Be Eligible For Bankruptcy?

Another year of college classes has begun, paid for with another round of student loans. According to a recent article from the Center for American Progress, cumulative student-loan debt increased by 80 percent for students at public institutions and by about 50 percent at both private non-profit institutions and for-profit schools between 1990 and 2008. In […]

College Tuition Increasing Faster than Inflation: How to Cut Costs

According to a recent NPR report, the cost of college has been increasing “faster than inflation, and family incomes can’t keep up.” In the 1970s, tuition at the University of California, Berkeley, was around $700. Today, U.C. Berkeley students pay around $15,000 per year, a 2,000 percent increase. We are stuck in a frustrating cycle: As […]

Federal Student Loan Rates Go Down

On August 9, President Obama signed the Bipartisan Student Loan Act of 2013, which lowers Federal Student loan rates, retroactive to July 1, 2013. The new Federal student loan rates for the current year starting July 1 will be 3.86% for Federal student loans for undergraduates, 5.41% for Federal student loans for graduate students, and 6.41% for Federal PLUS […]

Return on Investment in Paying for College

Paying for college is a big investment. A wise investor wants to know what the return on investment (ROI) will be, but how can you find the ROI for paying for college? And how can you figure out the ROI of paying for a particular major, or for a particular college? The website provides starting and mid-career salary […]

Get Out of Debt! 4 Tips for Student Loan Payment

  Dealing with student debt and loan payment can be terrifying.  Often, it requires quite the lifestyle change.  That being said, with the proper information and a solid budgeting system, paying off student loans can actually be rather painless.  The trick is being well-informed. Kirstin Le Grice, staff writer for CollegeFocus, shares four pieces of advice to help you understand […]

Student Loans: The Truth About the Interest Rate Hike

On July 1, the interest rate on federal subsidized Stafford Loans doubled 3.4 percent to 6.8 percent. Back in 2007, Congress passed a law that allowed student loan interest rates to progressively drop from the original 6.8 percent to 3.4 percent over the course of five years. In 2012, it was time to decide what would happen to the […]